What is Stucco Siding? And How Is It Used in Homebuilding?

Checks off all the boxes, from cost to home protection

Modern stucco house
Photo: slobo / iStock / Getty Images
Modern stucco house
Photo: slobo / iStock / Getty Images
Kate Fann
Written by Kate Fann
Contributing Writer
Updated August 25, 2023

Highlights

  • Stucco is a durable material that lasts for decades.

  • Two types of stucco available are traditional and synthetic.

  • Exclusively used for home exteriors.

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What makes stucco so special? This siding is as strong on the inside as it is rough and rustic on the outside. Though stucco is available in numerous styles and finishes, it’s actually less expensive than many alternatives. Basically, it’ll protect your home in style while also cutting down costs—especially if you live somewhere warm.

What Is Stucco and How Does It Work?

Stucco is a type of siding that’s made from a mixture of Portland cement, sand, lime, and water. It’s both malleable and durable, making it an ideal canvas for unique designs and colors while being sturdy enough to stand the test of time.

Though traditionally applied in three coats, many modern processes only require one. Pre-mixed kits are readily available, too.

Why Choose Stucco for Your Home’s Siding?

Stucco house exterior
Photo: soleg / Adobe Stock

In general, stucco does an excellent job of insulating hot and cold air. In fact, its energy-saving potential is one of its biggest draws, especially in warmer climates. Stucco is an ideal siding choice for homes in hot, dry climates such as Arizona, Nevada, and New Mexico. The siding provides desirable insulation in warm climates so homeowners can stay cool indoors.

It also has a natural resistance to fire and it’s a lot easier to maintain than other types of siding, like vinyl or wood.

What Are the Different Types of Stucco?

There are two types of stucco to choose from: traditional and synthetic.

Traditional Stucco

This type of stucco is a combination of Portland cement, sand, lime, and water. Though it’s waterproof, it’s also prone to developing cracks over time. On the bright side, it’s also easier to repair than synthetic options.

Synthetic Stucco

Unlike traditional stucco, synthetic (or acrylic) stucco is made from a mix of acrylic resins and polymers, rather than cement. While it’s better at retaining heat than traditional stucco, it’s more expensive and harder to customize.

Common Stucco Applications

There are a handful of ways to apply stucco, and each comes with several pros and cons.

Three-Coat Stucco Siding

3-coat stucco siding diagram illustrated, including the scratch, brown, and finishing coats

The traditional stucco application consists of three coats:

  • Wire and paper (also known as lath), which is layered onto the home’s exterior walls

  • A scratch coat

  • A brown coat

Once the stucco is applied, you finish with a top or finish coat, just as you would with any other siding.

Three-coat stucco is twice as thick as one-coat stucco and doubly durable, too. On the downside, it takes much longer to apply and cure, and the extra time and materials will usually be reflected in what you pay.

One-Coat Stucco Siding

1-coat stucco siding diagram illustrated, with the single master coat combining the scratch, brown, and finishing coats into one

This process combines the lath, scratch coat, brown coat, and even the finish coat into one single master coat. It’s an inexpensive alternative because it requires fewer materials and less time to apply, but it’s also much thinner and, as a result, not as protective.

Exterior Insulation and Finish Systems

This is a newer form of stucco application that can consist of up to six layers and is done with synthetic, rather than traditional, stucco.

Exterior walls are first coated with fiberglass mesh and foam board insulation, then sprayed with an acrylic-polymer coat of styrofoam-based stucco. It’s more expensive than traditional or one coat applications, but it can provide extra insulation to your home and almost never cracks.

Advantages of Stucco

Stucco is one of the best siding materials for homes in dry, warm climates. But, when properly constructed to resist mildew and mold, the siding can work for homes in any environment. The material has the unique ability to provide a high level of insulation to keep extreme temperatures outdoors.

  • Aesthetically pleasing: Choose from a range of stucco finishes that will give you the texture and color you desire for a seamless and unique appearance.

  • Durable: Stucco is a highly resilient material, withstanding fire, impact, mold, rot, and termites for up to 100 years, depending on environmental conditions.

  • Retains color: The pigments in stucco finishes are long-lasting, and no frequent re-paints are required.

  • Sound resistant: Stucco is an effective noise barrier, which is great for homes near high-traffic areas

  • Sustainable: Sourcing sustainable materials for a stucco finish can be done from a local, reliable source. 

Disadvantages of Stucco

Using stucco is a must for some homeowners, but choosing this siding does come with some considerations. If you have the budget and are keen to properly care for your stucco siding, you can overcome these disadvantages. Otherwise, you'd be investing in siding repair cost, which ranges from $599 and $2,561 for the total project. 

  • High labor cost:  Installing stucco is an intricate and labor-intensive process, requiring increased labor, which accounts for half the cost when hiring a professional stucco contractor.

  • Lack of flexibility: Due to its rigid nature, stucco can easily develop cracks in areas of shifting soil.

  • Porous: As a porous material, stucco is prone to water retention, which can lead to water damage over time, especially if an incorrect application or a lack of stucco maintenance occurs.

What’s the Difference Between Stucco and Plaster?

Stucco versus plaster visual comparison
Photo: Marje / E+ / Getty Images, ArtyomMirniy / iStock / Getty Images Plus / Getty Images

If you're comparing stucco vs. plaster, the latter is a lot more versatile. Plaster doesn’t require as much preparation before application and can easily be applied to many different kinds of surfaces, like drywall and concrete. While stucco is exclusively reserved for exterior walls, plaster can even be applied inside of a home.

Can I Apply Stucco or Should I Hire a Pro?

Applying stucco is a relatively easy project for a homeowner to DIY, but it does require a fair bit of equipment that you might not already have tucked away in your toolshed. Trowels, stucco floats, scoops, and mixers are just some of the pricier items you’ll need. 

Hiring a local stucco professional will cost more than doing it on your own, but it’ll save you from having to track down all those materials.

How Much Does Stucco Application Cost on Average?

The cost to hire a pro to install stucco ranges from $1,900 to $7,500, and is about $5,000 on average. Materials cover about half of this cost, so it can be significantly cheaper to complete the process yourself.

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Learn more about our contributor
Kate Fann
Written by Kate Fann
Contributing Writer
Kate Fann is a content writer with ten years of online writing experience, taking a specialized focus on strategic SEO.
Kate Fann is a content writer with ten years of online writing experience, taking a specialized focus on strategic SEO.
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